Personal Insurance (Protect What Matters Most)
Personal insurance offers a financial safety net for you and your loved ones. For a manageable monthly cost, it provides critical financial support in the event of illness, injury, or death—helping your family cover essential expenses and maintain their standard of living.
Whether you're safeguarding your income, preparing for the unexpected, or seeking peace of mind for the future, we’ll help you choose the right protection for your circumstances.
Our Personal Insurance Solutions:
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Life Insurance
Pays out a lump sum to your loved ones in the event of your death, helping cover living costs, debts, or funeral expenses. -
Critical Illness Cover
Provides a tax-free lump sum if you're diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. -
Serious Illness Cover
A broader cover that supports you through various stages of illness, offering financial support as your condition progresses. -
Income Protection
Replaces a portion of your income if you’re unable to work due to illness or injury, ensuring your financial obligations are still met. -
Self-Employed Income Protection
Tailored cover for freelancers, contractors, and small business owners who don’t have access to traditional employee sick pay. -
Private Medical Insurance (PMI)
Offers access to private healthcare, reducing NHS waiting times and giving you greater choice and control over your treatment.
Business Insurance (Safeguard Your Business and Livelihood)
Business insurance is vital to protecting your company from the unexpected. From property damage and liability claims to unforeseen disruptions, the right cover ensures your business can continue to operate with minimal financial strain.
We work with business owners, directors, and self-employed professionals to provide bespoke insurance solutions aligned with your commercial needs.
Our Business Insurance Solutions:
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Key Person Protection
Financial cover if a critical team member becomes seriously ill or passes away, helping your business recover and continue operations. -
Key Person Income Protection
Provides regular income to the business if a key employee is unable to work due to illness or injury. -
Executive Income Protection
Protects company directors and senior executives by replacing income during periods of long-term illness or injury.
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Relevant Life Plans
A tax-efficient life cover option for employees, including directors, with premiums paid by the company but outside of P11D benefit. -
Shareholder Protection
Ensures continuity by allowing remaining shareholders to buy out the shares of a deceased or critically ill shareholder. -
Business Loan Protection
Repays outstanding business loans or credit facilities if a guarantor or key stakeholder dies or becomes critically ill.
Property Insurance (Protect Your Property. Preserve Your Peace of Mind)
Your property is one of your most valuable investments—and property insurance ensures you’re protected when unforeseen events strike. From fire and flood to theft or tenant-related risks, we provide comprehensive cover to help you repair, rebuild, and recover.
Whether you’re a homeowner, landlord, or investor, we can help you secure tailored protection that safeguards your assets and income.
Our Property Insurance Solutions:
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Buildings Insurance
Covers the cost of repairing or rebuilding the structure of your property in case of damage from fire, flooding, or other insured events. -
Contents Insurance
Protects your belongings—furniture, electronics, personal items—against loss, theft, or damage within your home. -
Landlord Buildings Insurance
Essential cover for rental property owners, protecting against structural damage, loss of rent, and liability claims. -
HMO Insurance
Specialist insurance for Houses in Multiple Occupation, offering comprehensive protection for multi-tenant properties. -
Multi-Unit Freehold Insurance
Covers blocks of flats or multiple units under one freehold, offering tailored protection for landlords or property companies. -
Airbnb & Short-Term Let Insurance
Flexible cover for holiday lets and serviced accommodation, protecting your property during guest stays.
Let’s Protect What You Value Most
Whether it’s your life, your livelihood, or your property—we’re here to help you find the right protection, at the right price. Speak to one of our advisors today to explore your options.
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