Specialist Finance Solutions
Tailored Lending. Expert Guidance. Proven Results
At Reliance Mortgages, we go beyond conventional mortgage advice. We provide clients with access to specialist finance solutions, including short-term bridging loans, development finance, commercial mortgages, and complex buy-to-let lending. Whether you're an investor, developer, or business owner, our expert advisors will work with you to deliver a strategy that fits your goals.
Bridging Finance
Flexible short-term finance when speed matters.
Bridging finance offers fast, short-term funding secured against residential or commercial property in the UK. Typically arranged for terms between 1 and 24 months, bridging loans are ideal for situations where traditional finance is not available or where timing is critical.
Common uses include:
- Chain-break solutions when buying before selling
- Auction purchases requiring fast completion
- Light or heavy refurbishment projects
- Releasing equity from existing property
- Bridging to mortgage or development finance
What Reliance Mortgages can do for you:
- Fast access to leading UK bridging lenders
- Competitive interest rates and flexible terms
- Guidance through application, valuation, and legal stages
- Advice on exit strategies and refinancing options
Development Finance
Structured funding for residential and commercial projects.
Whether you're a first-time developer or an experienced professional, we can support you with tailored development finance solutions that fund everything from land acquisition to build completion and exit.
Suitable for:
- Ground-up residential developments
- Conversions and refurbishments
- Mixed-use and commercial projects
- Joint ventures and phased developments
What Reliance Mortgages can do for you:
- Access to senior debt, mezzanine finance, and equity partners
- Support from initial appraisal through to sale or refinance
- Collaboration with your project team, including QS and accountants
- Flexible funding based on GDV, LTC, or LTGDV metrics
Commercial Finance
Lending solutions for business growth and property acquisition.
We arrange commercial term finance for a wide range of industries and asset classes. Whether you’re purchasing premises, refinancing existing debt, or raising capital for business expansion, we tailor solutions that suit your structure and sector.
Finance available for:
- Offices, retail units, warehouses, and industrial premises
- Hospitality, care homes, educational and healthcare facilities
- Owner-occupiers and investment property acquisitions
- Limited companies, partnerships, and LLPs
What Reliance Mortgages can do for you:
- Whole-of-market access to high street and specialist lenders
- Fixed and variable rate options
- Funding for trading businesses and commercial investments
- Expert structuring advice for complex borrowing scenarios
Buy-to-Let Mortgages (Including Complex Lending)
Bespoke solutions for landlords and property investors.
Our expertise extends to all areas of the buy-to-let market, including lending to limited companies (SPVs), portfolio landlords, and non-standard property types. Whether you're growing your portfolio or refinancing, we’ll help you secure the most suitable and cost-effective solution.
We can assist with:
- Portfolio refinancing and debt consolidation
- HMOs, student lets, and holiday lets
- New builds, ex-local authority, or non-standard construction
- First-time landlords with complex requirements
What Reliance Mortgages can do for you:
- Full market access to over 100 specialist and mainstream lenders
- Advice on structuring ownership (personal vs. limited company)
- Support with rental stress testing and affordability models
- Ongoing portfolio strategy and refinancing reviews
Why Choose Reliance Mortgages?
- Expertise Across All Sectors – From bridging to development, we understand the unique funding needs of investors, developers, and business owners.
- Whole-of-Market Access – We work with over 100 UK lenders, including specialist finance providers.
- Tailored, Strategic Advice – Every case is assessed individually to deliver funding that supports your long-term goals.
- End-to-End Support – From initial consultation to completion and beyond, we manage the process to save you time and avoid delays.
Let’s Talk Finance
Whether you're funding a project, seizing an opportunity, or restructuring your borrowing, Reliance Mortgages is here to help you move forward with confidence.
Book Your Free Consultation Today
Book Now